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The difference between the two types of auto insurance agents is the captive agent works on an exclusive contract with one company while the independent agent usually represents several companies. Some advantages to using independent agents include their ability to shop the market for the best possible rates and coverages for your situation.
They are not bound to any one company, therefore their loyalty is to you,
Loyalty, Is There Any?
However, I've seen cases of long time clients not getting this kind of
service because the company decided no more exceptions, leaving the customer
out in the cold!
What you and I consider loyalty to be in a relationship is almost non-existent
Agent loyalty is quite a different matter. The agent is paid on a commission
Remember, the agent is a puppet of the insurance company and there is
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Insurance com – Compare up to 4 quotes from multiple Auto Insurance companies.
Direct quote from the auto insurance companies:
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